Legacy Insurance begins by understanding your unique needs in life insurance. Our agents provide customized solutions from a diverse range of insurance products and services, enabling support for nearly anyone in achieving their financial goals.
Final Expense Insurance
Overview
Final expense insurance, commonly referred to as funeral or burial insurance, is intended to cover end-of-life costs. This insurance provides a lump-sum payout to help manage expenses such as medical bills, cremation, or traditional funeral services, easing the financial burden on your family during a difficult time.
Key Benefits
No Medical Exam Required
Tax-Free Payout
Accumulates Cash Value
Fixed Premiums That Remain Constant
Level Death Benefit That Stays the Same
Simplified Issue with Limited Health Questions
Guaranteed Issue with No Health Questions
Covers Major Medical Conditions (Recent Cancer, Heart Attack, Diabetes, etc.)
Owning a home represents the American dream, but managing a mortgage can place significant strain on a family’s finances. Often, two incomes are necessary to cover monthly payments. What happens if an unexpected death results in the loss of one income? This is where Mortgage Protection Insurance becomes crucial. It helps safeguard your family from financial burden, ensuring mortgage payments are made even during life’s most challenging moments.
Key Benefits
Pay Off Mortgage Debt
Financial Security in the Event of Death
Coverage for Disability Situations
Support for Critical, Chronic, and Terminal Illnesses
Cash Back Options Available
Non-Medical Coverage Options Accessible
Transferable Coverage (You retain ownership; the bank does not)
