1. What is the difference between Medicare Advantage and Medicare Supplement plans?
Medicare Advantage plans are private plans that provide Medicare benefits and often include additional coverage, while Medicare Supplement plans (Medigap) help cover costs not included in Original Medicare.
2. How do I know which life insurance policy is right for me?
The right policy depends on your individual needs, budget, and long-term goals. Our agents can help you assess your situation and recommend the best options.
3. Can I switch my Medicare plan?
Yes, you can switch your Medicare plan during the Annual Enrollment Period (AEP) or if you qualify for a Special Enrollment Period (SEP). Our team can assist you with this process.
4. What happens if I miss a premium payment?
If you miss a premium payment, your coverage may lapse. It’s essential to communicate with your insurance provider as soon as possible to explore options for reinstating your policy.
5. Do you offer free consultations?
Yes, we offer free consultations to discuss your insurance needs and help you find the best options available.